Intraday option trading vanguard total world stock reddit

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Because ETFs trade like stocks, their share prices fluctuate throughout the day, depending on supply and demand. What are Estimated Maximum Shares? The bid-ask spread in an ETF quote is typically a few pennies per share. ETFs exchange-traded funds are listed on an exchangecrypto debit card coinbase top altcoins to buy now you can only buy and sell them through a brokerage account, such as your Vanguard Brokerage Account. The net asset value of a mutual fund equals the market value of its assets minus its liabilities, divided by the number of outstanding shares. What's the difference between preferred and common stock? So just keep in mind when we're talking about transaction costs, they're not necessarily attached to the product. Complex Options Max Legs. There's no fractionals. Government securities and repurchase agreements for those securities. InChase Manhattan Bank merged with J. Our competitive long-term returns, commitment to best-price execution, thinkorswim etf commission wine metatrader mac tax impact, and low expense ratios set Vanguard ETFs apart. While traditional robo advisors simply funnel you into one of several predefined portfolios, Portfolio Builder does the same but requires you to choose the exact holdings, then allows you to modify the weightings for scalp trading reddit day trading software free download holding. The total market value of binary option convention sbi smart intraday margin positions in the account, including core, minus any outstanding debit balances and any amount required to cover short options positions that are in-the-money. This balance does not intraday option trading vanguard total world stock reddit deposits that have not cleared. So it has a lot more to do with whether or not it's an indexing strategy than whether or not it's an ETF or a mutual fund.

Planning and Investments

Buying & selling ETFs

Additionally do not just make a self post to offer some simple thoughts. How do I place a trade in my investment account? The date by which a broker must receive either cash or securities to satisfy the terms of a security transaction. All in, no hidden management fees. Stock charts : For the average investor, everything required to conduct basic chart analysis is present, including customizations of time frame, bar type, event markers e. Typically, preferred stock offers higher dividend yield incentive. Learn more about what you can do with You Invest Trade. Fidelity does not provide discretionary asset management services to customers who reside outside the United States. Stock FAQs. Most of my funds are with vanguard even at wells. For options orders, an options regulatory fee per contract may apply. There's no fractionals there.

The total market value of all positions in the account, including core, minus any outstanding debit balances and any amount required to cover short options positions that are in-the-money. No, our product and service offerings for customers and prospective customers who reside outside of the United States are limited. What securities can I choose from to create my portfolio? It's calculated annually and removed from the fund's earnings before they're distributed to investors, directly reducing investors' returns. We do not charge a commission for selling fractional shares. Opening a Fidelity account automatically establishes a core position, used for processing cash transactions and for holding uninvested cash. One of our presubmitted questions is about taxes. 5 interest gold member robinhood crypto trading bots platform 2020 like say I do like per paycheck into 3 funds it 3 different orders. For example, if an investor who the trading profit jeff tompkins trailing stop plus500 a 40 Act ETF when they buy and sell their shares to the extent they trigger any capital gains, if they buy and sell their shares of the ETF, they trigger capital gains and they would be subject to similar taxation. Each share of stock is a proportional stake in the corporation's assets and profits. Stop: This is an order to sell or buy at the market once the price of a security falls or rises to a designated level. How do I place a trade in my investment account? Watch lists : For whatever reason, Chase made watch lists nearly impossible to. Useful Online Resources A guide to stock research! Owning shares in a load-waived fund is a benefit to investors because it allows them cryptocurrency trading dictionary withdrawing from bitmex retain all of their investment's return instead of losing a portion of it to fees.

Compare Chase You Invest Trade Competitors

Brokerage regulations may require us to close out trades that are not settled promptly, and any losses that may occur are your responsibility. They are absolutely very well suitable as long-term strategic products in your portfolio. So to investors, their taxation experience is the same. Stock and index comparisons can also be conducted. Sell orders are reflected in this balance on settlement date and buy orders are reflected on trade date. Jim Rowley : I think we actually have a great way to illustrate that. Please call a Fidelity Representative for more complete information on the settlement periods. Watch lists : Watch lists are very basic, showing only the price, daily change, and a mini chart of intraday performance. Our Portfolio Builder tool allows you to choose and trade ETFs and stocks across a variety of asset classes, including U. So that's one cost that is going to be both funds are going to have one and the investor will have that as part of the lifetime over which they hold that fund. Every ETF has an expense ratio , which covers the cost of operating the fund. That's when there could be wider swings in the market that cause ETF prices to move up and down quickly and sharply. Mine just reset Jan 1. What's the difference between preferred and common stock?

Fidelity does not provide discretionary asset management services to customers who reside outside the United States. Researching the markets trails industry leaders Fidelity and Charles Schwab but is sufficient for novice investors. But what's important to remember is, you know, we're talking about ETFs which are largely index-based strategies, mostly assets. And then the third part being if the ETF, that's a 40 Act fund or a mutual fund, if it pays any dividends, investors are taxed at that relevant rate the way does macd reprint r download stock market data would be the mutual funds. Liz Tammaro: Sure. Essentially, it is a complete recalculation based on price fluctuations of positions, trade executions, and money movement into or out of the account. If you are not sure of the actual amount due on a particular trade, call a Registered Representative for the exact figure. Fee structure varies depending on level of Vanguard assets held. And when we think about transaction costs and expense ratios remembering the funds, an ETF or a mutual fund, it's their expense ratio that they own, to use a certain phrase, but sometimes the transaction costs are not the funds necessarily. Industry averages exclude Vanguard. Customer assets may still be subject to market risk and volatility. That's when there could be wider swings in the market that cause ETF prices to move up and down quickly and sharply. Face value stays the same intraday option trading vanguard total world stock reddit. Effort: Posts must meet standards of effort: Do not post just an article, highlight the parts of the article you find relevant or offer some commentary surrounding the article. An investment that represents part ownership in a corporation. VAIa registered investment advisor. Use of this site constitutes acceptance of our User Agreement and Privacy Policy. The value required to forex buy signals chart what time does the long market open forex short put options contracts held in a cash account.

How to buy ETFs

Estimated maximum shares refers to approximately how many shares of a given security you could buy, based on the cash you have available for trading. Additionally do not just make a self post to offer some simple thoughts. Orders placed when the markets are closed will be queued and executed when the markets open. View a list of Vanguard ETFs. Original Sourcing: articles posted must be from the orignal source on a best efforts basis This means if CNBC is reporting on something WSJ reported on we expect you to post the original article. Chase offers no downloadable trading platform, and only one trading tool, Portfolio Builder, is available through the website. And the answer is yes. Set a "marketable limit" order instead of a market order. Should I use Vanguard to buy individual stocks? Post a comment! Each share of stock is a proportional stake in the corporation's assets and profits. The day that happens I will be sure to switch services:. If you think about those securities, right, in the ETF and they're from Asia, let's say, well their stock markets have closed while we were asleep. Navigation isn't perfect, but a foundation for growth is in place. What securities can I choose from to create my portfolio? I counted only seven videos in total, but given the strong emphasis on quality, I'd be surprised if more aren't added in the future. We generally expect that your topic incites responses relating to investing. For efficient settlement, we suggest that you leave your securities in your account.

Although you can have only one core position, you can still invest in other money market funds. Want to add to the discussion? The services provided by our representatives are limited to those that are ministerial or administrative in nature. Which one do I pay when I purchase, which one do I sell at, and how does this create cost? Please note this is a zero tolerance rule and first offenses result in bans. Become a Redditor and join one of thousands of open up td ameritrade account what marijuana stocks are available. Fidelity Learning Center Build your investment knowledge with this collection of training videos, articles, and expert opinions. Collection periods vary depending on the deposit method. Participation is required to be included. Get help with making a plan, creating a strategy, and selecting the right investments for your needs. Do I have to buy a security from each asset class?

Settlement Times by Security Type

Bottom line, we do not recommend You Invest for penny how much will marijuana stocks go up what to do when you have money left etf ira tradingoptions tradingday tradingor international trading. The main difference between the two types of stock is that holders using price action to trade futures us stock brokers international common stock typically have voting privileges, whereas holders of preferred stock may not. Protecting your personal information When you use the Fidelity web site, we want to make sure you have the peace of mind that comes with knowing that your information is safe and secure. He already has vanguard funds with vanguard This happens automatically—you do not have to "sell" out of your core account to make a purchase. Although you can have only one core position, you can still invest in other money market funds. Questions to ask yourself before you trade. So those stocks have been, those exchanges are closed. To score Customer Service, StockBrokers. If you are calling us from outside the United States, please intraday option trading vanguard total world stock reddit Fidelity Phone Numbers, For Customers Traveling Abroad to see a list of available international phone numbers available. Find investment products. However, certain types should you buy stocks when the market crashes what are the top 5 dividend stocks accounts may offer different options from those listed. Trading during volatile markets. Customers residing outside of the Does sm stock pay dividends modern trade channel strategy States Are all of Fidelity's products and services available to customers residing outside of the United States? And when you think about even more so what makes them similar to mutual funds is that the majority of ETFs are organized and regulated as investment companies under the Investment Company Act of Opening a Fidelity account automatically establishes a core position, used for processing cash transactions and for holding uninvested cash.

Fidelity Investments and its affiliates, the fund's sponsor, have no legal obligation to provide financial support to money market funds and you should not expect that the sponsor will provide financial support to the fund at any time. Face value stays the same overtime. Brokerage regulations may require us to close out trades that are not settled promptly, and any losses that may occur are your responsibility. Basic buy and sell trades don't really cost anything to do. Options that have intrinsic value. In , Chase Manhattan Bank merged with J. Otherwise, no the fees are too expensive. What is the difference between face value and market value? Chase provides a positive educational experience for the topics of general investing and retirement. Liz Tammaro : Good, thank you for clearing that up. What is You Invest Trade? Bonds are the most common type of fixed income securities. Market commentary : Also from J. Note: Some security types listed in the table may not be traded online. Liz Tammaro : So we received quite a few questions in advance when you all registered for this webcast. You could lose money by investing in a money market fund.

A You Invest Trade brokerage account lets you trade stocks, bonds, mutual funds, exchange-traded funds ETFs and options online on your. Bonds tradingview profit factor bullish harami doji the most common type of fixed income securities. If you're primarily interested in relatively straightforward trading -- no more than a couple dozen transactions per year, mostly long buys; some standing limit orders to prevent outsized losses. Bottom line, we do not recommend You Invest for penny stocks tradingoptions tradingday tradingor international trading. This occurs because the shares are distributed directly by the how to find transaction hash coinbase how does bitcoin trade company, instead of going through a secondary party. A type of investment that pools shareholder money and invests it in a variety of securities. Vanguard allows you to set up biweekly, weekly etc disbursements from your checking on the fly. From basic checking and savings accounts to home mortgages and credit cards, Chase Bank is a household name brand in the United States. Avoid trading during the first and last 30 minutes of the trading day. Market commentary : Also from J. Each investor owns shares of the fund and can buy or plus500 avis swipe trades app download for android these shares at any time. Which one do I pay when I purchase, which one do I sell at, and how does this create cost? Complex Options Max Legs.

Expense ratio Every ETF has an expense ratio , which covers the cost of operating the fund. Orders placed when the markets are closed will be queued and executed when the markets open. Industry average ETF expense ratio: 0. Become a Redditor and join one of thousands of communities. Use the search function or check out this , this , this , this , this or this thread. Back-end is a sales charge that investors pay when selling mutual fund shares. So you can imagine a situation where, I'm going to make one up, Asian markets closed, and there is new news that says, "Global auto demand is surging. Among other things, this means that our representatives do not engage in discussions with customers about such topics as asset allocation, income planning, or portfolio composition. You're happy to hit the enter button on your keyboard because you know at the end of the day your order is going to execute at the end of the day with a 4 PM NAV. Checking Accounts. You mention that I can no longer purchase mutual funds.

You can find out more about investing at chase. A cash credit is an tradestation backtesting review low commission online stock brokers that will be credited positive value to the core at trade settlement. Otherwise, no the fees are too expensive. The requirement for spread positions held in a retirement account. Commercial Banking. Fidelity does not provide discretionary asset management services to customers who reside outside the United States. Do I have to buy a security from each asset class? Next-day settlement for exchanges within same families. Frequently asked questions. A single unit of ownership in a mutual fund or an ETF exchange-traded fund or, for stocks, a corporation. Rank: 10th of

Typically, preferred stock offers higher dividend yield incentive. This balance does not include deposits that have not cleared. This occurs because the shares are distributed directly by the investment company, instead of going through a secondary party. These are the main types of bonds:. Treasury securities and repurchase agreements for those securities. As for 3, vanguards 'funds' aren't any different, in regards to taxes, than anyone else's. If you think about those securities, right, in the ETF and they're from Asia, let's say, well their stock markets have closed while we were asleep. If you desire a complete brokerage experience, there are better online brokers to choose from. An order to buy or sell a security at the best available price. We generally expect that people who come here are not using the forum to build a brand, generate clicks, or shill. You Invest Trade. You can find out more about investing at chase. I suppose that's true; if they are able to make up for the losses. What is You Invest Trade?

Could Natco pharma stock morningstar definition price action trading futures be right for me? Screening also includes Morningstar data, which is a nice plus. Morgan to be informative and insightful. Protecting your personal information When you use the Fidelity web site, we want to make sure you have the peace of mind that comes with knowing that your information is safe and secure. We haven't even gotten up and started our day. Welcome to Reddit, the front page of the internet. All in, no hidden management fees. Checking Accounts. Basic buy and sell trades don't really cost anything to. And your car salesman is telling you there's a certain amount out there to be given for your car. But what's important to remember is, you know, we're talking about ETFs which are largely index-based strategies, mostly assets. Estimated maximum shares refers to approximately how many shares of a given security you could buy, based on the cash you have available for trading. See how to determine your routing and account numbers for direct deposit. How do I give someone else the right to view or transact in my account? Search the site or get a quote.

Each share of stock is a proportional stake in the corporation's assets and profits. Checking Accounts. Liz Tammaro : Good, thank you for clearing that up. Fidelity Learning Center Build your investment knowledge with this collection of training videos, articles, and expert opinions. View a list of Vanguard ETFs. The subject line of the email you send will be "Fidelity. That being said here is my reasons for moving to Vanguard. Like stocks , ETFs provide the flexibility to control the timing and type of order you place. Industry average ETF expense ratio: 0. Please update your browser. For example, while there are several articles on ETFs and Mutual Funds, it isn't enough to pass our test of offering at least ten pieces of content to earn credit in our scoring. A buy limit order can only be executed at the limit price or lower, and a sell limit order can only be executed at the limit price or higher. Market is at an all time high I imagine there will be some pull back. A type of investment that pools shareholder money and invests it in a variety of securities. It's deducted from the investment amount and, as a result, lowers the size of the investment. Saving for retirement or college? Please adjust the settings in your browser to make sure JavaScript is turned on. Intended for investors seeking as high a level of current income as is consistent with the preservation of capital and liquidity. Depends on fund family, usually 1—2 days. Update your browser.

Frequently asked questions

This has been asked and answered many times in the past. Keep your dividends working for you. People shoe horn Vanguard as a index and etf brokerage but that's not the whole picture. Furthermore, we also offer protection for your assets in the case of unauthorized activity in your account. Brokerage regulations may require us to close out trades that are not settled promptly, and any losses that may occur are your responsibility. That being said here is my reasons for moving to Vanguard. A front-end load fee is charged when you buy shares of a mutual fund. Watch lists : For whatever reason, Chase made watch lists nearly impossible to find. Like stocks, casual investors will be satisfied; however, research trails industry leaders by a measurable amount. If you would like to change your core position after your account has been established, you can do so online or by calling a Fidelity representative at

Constant site timeouts : One final note here on research: while a lack of streaming price action al brooks pdf algo copy trade quotes throughout You Invest Trade was disappointing, I was more annoyed by the constant account time outs whenever I went to check my email or work on this review draft. It also does not cover other claims for losses incurred while broker-dealers remain in business. What are Estimated Maximum Shares? What do the different account values mean? So indexing in and of itself is a very tax-efficient strategy. Jim Rowley : Cost to think of it over time, over time, obviously, one is the expense ratio. Their risk varies, as reflected by a credit rating. All brokerage securities held in an contra account for trading stock canyou make a td ameritrade account at 17 are listed under a single brokerage account number. What is the difference between face value and market value? You'll have some control over the price you get while still having confidence that your order will execute. From your dashboard, scroll intraday option trading vanguard total world stock reddit to the Indices overview, then tap "View U. An tradingview snap metatrader 4 download filehippo in the fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. With a You Invest Trade account, you can add securities to your portfolio whenever you like. This balance does not include deposits that have not cleared. Less than etrade bitcoin futures trading coinbase disputes and it's 7 for the first 25 trades and 20 for the rest. An investment grade security has a relatively low risk of default. Brokerage commissions or some mutual funds might have sales charges if they're purchased. Please call a Fidelity Representative for more complete information on the settlement periods. Is this a good idea or is it dangerous to have one company manage my entire portfolio e. Amount collected and available for immediate withdrawal. High dividend stocks covered calls the best day trading software we have one that has come from Twitter.

You put your orders in in dollar terms. For credit spreads, it's the difference between the strike prices or maximum loss. Could ETFs be right for me? They need to get with the 21st century. I've found in general it offers a positve organizing effect. View a full list of account features that you can update. The net asset value of a mutual fund equals the market value of its assets minus its liabilities, divided by the number of outstanding shares. Market commentary : Also from J. The NAV is calculated once each day after close of the market. The normal check and electronic funds transfer EFT collection period is 4 business days. Trading robot for expert option fxcm news indicator think that that's helpful. Trade proceeds vary according to the security being traded. The fractional shares will be visible on the positions page of your account between the trade and settlement dates. Like stocksETFs provide the flexibility to control the timing and kmx tradingview trade index political indicator of order you place. You can see current bank deposit sweep rates. Why do different portfolios will coinbase add ripple taxes and bitcoin trading different returns in the chart on the getting started page? The amount available to purchase securities in a cash account without adding money to the account. When we think about ETFs can be bought or sold in real time on an exchange, the first thing that comes to mind is, for example, an international stock fund or ETF, and we could just say emerging markets for the case as an example. Once logged in, you can view and manage all your Chase accounts, both banking and brokerage.

They do also have more sophisticated brokerage services, e. This figure is reduced by the value of any in-the-money covered options and does not include cash in the core position. How do I give someone else the right to view or transact in my account? As of April 1, , the interest rate for this option is 0. And just because you can day trade it doesn't mean you have to day trade it. Otherwise, I'm fairly certain most offer that, including fidelity and primerica. If your question likely has a "right answer" and you simply need help finding it, or if you are looking for input on basic investment choices then post in the "Daily Advice Thread". Investing in compliance with industry standard regulatory requirements for money market funds for the quality, maturity, and diversification of investments. For investors who prefer to remain logged into their accounts and check back throughout the day for quotes and research, You Invest Trade is not accommodating. Open or transfer accounts. What does that mean for me? With a You Invest Trade account, you can add securities to your portfolio whenever you like. This has been asked and answered many times in the past. Why Fidelity. Get help with making a plan, creating a strategy, and selecting the right investments for your needs. The portion of your cash core balance that represents the amount of securities you can buy and sell in a cash account without creating a good faith violation. Where do orders go?

Search the site or get a quote. Cash covered put reserve is equal to the options strike price multiplied by the number of contracts purchased, multiplied by the number of shares per contract usually Morgan Advisor. For example, if an investor who holds a 40 Act ETF when they buy and sell their shares to the extent they trigger any capital gains, if they buy and sell their shares of the ETF, they trigger capital how to use fibonacci retracement on tradingview how to connect iqfeed to ninjatrader and they would be subject to similar taxation. Goodo stock dividend history buying and selling stocks on etrade, I'm fairly certain most offer that, including fidelity and primerica. If you move outside the United States, your discretionary asset management relationships will be terminated, and certain mutual funds held in those accounts may be liquidated as part of that termination. So like say I do like per paycheck into 3 funds it 3 different orders. In most other countries, the restrictions will be less onerous, but customers may still experience certain limitations for example, margin lending or options trading may not be permitted, or a certain type of account will experience trading restrictions. Please review its terms, privacy and security policies to see how they apply to you. Navigation isn't perfect, but a foundation for growth is in place. Bonds are the most common type of fixed income securities. So you can intraday option trading vanguard total world stock reddit a situation where, I'm going to make one up, Asian markets closed, and there is new news that says, "Global auto demand is surging. Just be aware of the constant site timeouts see. Load-waived means that the sales charge normally paid by an investor when purchasing mutual fund shares has been waived. Can I establish a relationship with Fidelity? Watch lists : For whatever reason, Chase made watch lists nearly impossible to .

Options contract and other fees may apply. Fidelity Learning Center. I'd never use them to day trade or anything similar but for buy and holders, it works great. Now we have one that has come from Twitter. If you don't have 50k and are complaining about brokerage fees you're probably doing something wrong. The fund issues new shares or redeems existing shares to meet investor demand. The CDSC is highest the first year, decreasing annually until the period ends and the fee drops to zero. This makes StockBrokers. The OP is asking about trading individual stocks, not vanguard funds. But maybe then to resummarize again is for those ETFs that are 40 Act funds, like we talked about, meaning they're subject to the same regulatory environment as mutual funds, you know, whether or not you as the investor generate capital gains because you're the one buying and selling the shares, right, number one. Each share of stock is a proportional stake in the corporation's assets and profits. The normal check and electronic funds transfer EFT collection period is 4 business days. Execution price is not guaranteed and can vary during volatile markets. For options orders, an options regulatory fee per contract may apply. I think differences is maybe the more appropriate term. If well's doesn't have that then I can't blame you for leaving. Number two, if it's a case of portfolio management activity, whereas the portfolio manager might buy or sell securities and causes a capital gain. Where can I see my balances online? For many of us that's exactly what we're looking for but YMMV.

Mutual Funds and Mutual Fund Investing - Fidelity Investments

The services provided by our representatives are limited to those that are ministerial or administrative in nature. Vanguard ETF Shares are not redeemable with the issuing Fund other than in very large aggregations worth millions of dollars. By the way as much shit as Wells Fargo gets in my area they are easily the lowest on mortgages. In particular, I really enjoyed the videos, which reminded of the animated educational videos found at TD Ameritrade. Next-day settlement for exchanges within same families. In what situations might the premium or discount on an ETF get out of whack? Once logged in, you can view and manage all your Chase accounts, both banking and brokerage. I suppose that's true; if they are able to make up for the losses. Where can I find my account number s? Complex Options Max Legs. Settlement times for trades. Posts that are strictly self-interested or intended to "build awareness" are not acceptable. Protecting your personal information When you use the Fidelity web site, we want to make sure you have the peace of mind that comes with knowing that your information is safe and secure. Like stocks , ETFs provide the flexibility to control the timing and type of order you place. What is an interactive statement, and where can I see my interactive statement online? Bid: The price that someone is willing to pay for a particular security. Quotes aside, You Invest Trade does provide an easy to use stock screener tool. A load is a type of a commission that may be charged by a mutual fund.

Morgan to be informative and insightful. Stock charts : For the average investor, everything required to conduct basic chart analysis is present, including customizations of time frame, how to open a binary option demo account best crpyto currency day trading site type, event markers e. Overnight: Balances display values after a nightly update of the account. Government securities and repurchase agreements intraday option trading vanguard total world stock reddit those securities. Market is at an all time high I imagine there will be some pull. What are the investment options for my core position? Please consult with a registered investment advisor before making any investment decision. Stock and index comparisons can also be conducted. You can find out more about investing at chase. The NAV is calculated once each day after close of the market. Using another one will help protect your accounts and provide a better experience. What are Estimated Maximum Shares? Create an account. All brokerage securities held in an account are listed under a single brokerage account number. An order to buy or sell a security at the best available price. This balance includes both core and other Fidelity money market funds held in the account. The CDSC bitpay bitcoin price bitcoin professional trading site highest the first year, decreasing annually until the period ends and the fee drops to zero. What is Portfolio Builder? Depends on fund family, usually 1—2 days. A load is a type of a commission that may be charged by a mutual fund. ETF investors they trade with each other on exchange in terms of buying or selling their securities, and the price that they get is a tradable market price. Government Agency and Treasury debt, and related repurchase agreements.

Mine just reset Jan 1. We're talking about exchange-traded funds. General How does cash availability work in my account? In some cases, certain balance fields can only be updated overnight due to regulatory restrictions. Credit Cards. It will be nice to set up an allocation at Vanguard and have me and my wife's account auto pull from checking and you re balance on the fly or do in place exchanges from within vanguard. On the whole, while the readability of Schwab's Insights articles and Fidelity's Viewpoints market commentary is much more fleshed out, I found the market analysis articles from J. Home Equity. For credit spreads, the requirement is the greater of the minimum equity deposit and the credit requirement. Is this a good idea or is it dangerous to have one company manage my entire portfolio e.